Motorcycle Insurance in California — With Offices in Rocklin and San Mateo, Serving the Entire Bay Area
Whether you ride for the thrill, the commute, or weekend freedom, we help California motorcyclists stay protected with customized coverage that fits your bike, lifestyle, and budget.
At Schenone Insurance Agency, we offer motorcycle insurance policies tailored for riders throughout California — from Rocklin and San Mateo to San Francisco and beyond. As independent brokers, we compare top carriers to find reliable, affordable protection that goes beyond the basics.
Why Motorcycle Insurance Matters in California
From heavy traffic to winding backroads, riding in California carries real risk. Whether you're navigating Bay Area freeways or cruising along the coast, the right motorcycle policy helps protect your bike, your finances, and your freedom to ride.
At Schenone, we help you:
- Meet California’s legal motorcycle insurance requirements
- Cover your bike from theft, vandalism, and accidents
- Add medical and uninsured motorist protection
- Customize coverage for custom bikes, vintage models, or touring rigs
- Access roadside assistance and towing options
What Motorcycle Insurance Covers
Liability Coverage
Required in California, this covers bodily injury and property damage if you're at fault in an accident.
Collision Coverage
Helps repair or replace your motorcycle if it’s damaged in an accident — regardless of fault.
Comprehensive Coverage
Protects against non-collision events like theft, fire, vandalism, or storm damage.
Uninsured / Underinsured Motorist
Covers you if you're hit by a driver who doesn't have enough insurance.
Medical Payments
Pays for medical bills for you or your passenger after a covered accident.
Who Needs Motorcycle Insurance?
You need coverage if you own or operate:
- Cruisers, sport bikes, or touring motorcycles
- Mopeds, scooters, or electric motorcycles
- Vintage, collectible, or modified bikes
- Trikes or custom-built motorcycles
- Dual-sport or off-road motorcycles used on public roads
Why Choose Schenone Insurance?
- With offices in Rocklin and San Mateo, serving riders across California
- 40+ years helping drivers and riders stay protected
- Independent brokers — we compare multiple carriers for the best rate
- Personal service from licensed agents who ride and understand your risks
- Quick turnarounds, clear advice, and support that lasts
Motorcycle Insurance FAQs
Do I need motorcycle insurance in California?
Yes. California requires liability coverage to legally ride on public roads.
How much does motorcycle insurance cost?
It depends on your bike, riding history, location, and coverage limits. We’ll help you find a great rate.
Can I insure custom or vintage bikes?
Absolutely. We help you cover specialty, classic, or modified motorcycles with tailored protection.
What if I only ride seasonally?
We can adjust your coverage or find flexible policies for seasonal riders.
Do you serve riders outside Rocklin and San Mateo?
Yes — we serve the entire Bay Area and California statewide.
Let's Talk insurance!
Ride Protected with Schenone Insurance
From commuter bikes to custom cruisers, we help California motorcyclists secure dependable coverage — with local agents and service you can count on.