Personal Insurance in California — Based in Rocklin & San Mateo, Serving the Bay Area

Protect your home, vehicle, income, and future with personal insurance solutions tailored for life in California.

At Schenone Insurance Agency, we provide trusted guidance and personalized coverage for individuals and families across Rocklin, San Mateo, and the greater San Francisco Bay Area. Whether you’re buying your first home, insuring a vacation property, or navigating wildfire risk, we’re here to help you get covered with confidence.

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Protecting What Matters — Your Home, Auto, and Business — with Trusted Coverage

Our Personal Insurance Services

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Auto Insurance in California

Affordable, reliable coverage for everyday drivers, families, and high-risk drivers — including Rocklin, San Mateo, and the Bay Area.

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Home Insurance in California

Comprehensive homeowners insurance — including options for wildfire-prone areas and hard-to-insure properties.

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Life Insurance in California

Term life, whole life, and custom solutions to protect your family’s long-term financial future.

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Renters Insurance in California

Affordable coverage for your belongings and liability — whether you rent in San Francisco or Rocklin.

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Condo Insurance in California

Tailored policies for California condo owners — covering interior damage, personal property, and liability.

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Secondary & Vacation Home Insurance

Specialized coverage for second homes, vacation properties, and seasonal residences in Northern California.

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High-Risk & Wildfire Insurance (FAIR Plan)

We help homeowners in wildfire zones secure protection through the California FAIR Plan — with supplemental coverage available.

Why Choose Schenone Insurance for Personal Coverage?

✔ Independent, local agency — based in Rocklin and San Mateo


✔ 40+ years serving California families and homeowners


✔ Trusted guidance for wildfire, high-risk, and multi-property coverage


✔ Licensed agents offering personal service — no call centers


✔ We shop multiple top-rated carriers to find your best value

Our Process: How We Help You

Consultation
  • We learn about your life, property, and goals
Policy Review 
  • We identify coverage gaps and check for savings
Custom Quotes
  • We compare policies across multiple insurers
Setup & Support 
  • We guide you through every step, including documents and certificates
Ongoing Service
  • We assist with renewals, claims, and updates as your life changes
Service Areas

Where We Work in Northern California

We proudly serve clients throughout Rocklin, San Mateo, and the greater Bay Area — and beyond. Don’t see your city? Reach out — we likely serve your region too.

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Including Roseville, Lincoln, and Granite Bay — with expertise in wildfire and bundled coverage.

Schenone Insurance Agency - Commercial Insurance Services

Helping families in Redwood City, Palo Alto, Foster City, and Burlingame secure smart protection.

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Helping renters and homeowners get covered — even in challenging or high-density buildings.

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Insurance solutions tailored for professionals, homeowners, and families throughout Silicon Valley.

FAQs About Personal Insurance in California

  • Can you help if I’ve been dropped by my insurance company?

    Yes — we help homeowners in wildfire or high-risk zones secure FAIR Plan coverage and supplemental options.

  • Can I bundle my auto and home insurance?

    Definitely. We compare bundle discounts to help you save and simplify your coverage.

  • Do I need renters insurance if my landlord has insurance?

    Yes — your landlord’s policy won’t cover your belongings or liability. Renters insurance fills those gaps.

  • What if I own more than one property?

    We’ll create a single package that covers your main residence, second home, and rentals — often with discounts.

  • Do you only serve Rocklin and San Mateo?

    No — we serve clients across Northern California, including Walnut Creek, Oakland, Palo Alto, and beyond.

Let's Talk insurance!

Protect What Matters with Schenone Insurance

Whether you're a first-time homeowner in San Mateo or managing multiple properties in Rocklin, we’re here to help you protect what matters most. With personalized guidance and strong carrier options, we make it easier to stay insured — and stay secure.